Kai Capital
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Loan Products

Loan Products

We’re constantly developing flexible products that are best suited for your clients who:

Are self-employed or have complex income.

Need fast, short-term, or bridging finance.

Are undertaking property development or construction.

Need help with paying out ATO debts.

Have strong exit strategies but don’t fit mainstream bank policies.

Who have short settlement deadlines approaching.

Discover Our Products

First Mortgages

LVR: Up to 75%

Loan amount: From $250,000 up to $10,000,000

Security type:

  • Residential properties
  • Commercial properties
  • Specialised properties considered

Great for:

  • Investment purchase
  • Refinance
  • Working capital
  • Unlimited debt consolidation including ATO tax debt
  • SMSF purchase and refinance
  • Residual stock

Second mortgage

LVR: Up to 75%

Loan amount: from $100,000+

Security type:

  • Residential

Great for:

  • Business cash out for Investment purchase
  • Working capital
  • Unlimited debt consolidation including ATO tax debt

Construction and Development

LVR: Up to 75% of NRV

Loan amount: From $1,000,000 up to $100,000,000+

Security type:

  • Residential

Great for:

  • Small to large development projects

Land Subdivision

LVR: Up to 75% of NRV

Loan amount: From $1m up to $100m+

Security type:

  • Residential land

Great for:

  • Small to large subdivision projects

Land Bank

LVR: up to 70%

Loan amount: From $250,000 up to $100m+

Security type:

  • Residential

Great for:

  • Purchase
  • Refinance
  • Working capital
  • Unlimited debt consolidation including ATO tax debt

Jumbo Facility

LVR: Up to 75%

Loan amount: From $10,000,000 up to $100,000,000+

Security type:

  • Residential properties
  • Commercial properties
  • Specialised properties considered

Great for:

  • Investment purchase
  • Refinance
  • Working capital
  • Unlimited debt consolidation including ATO tax debt
  • SMSF purchase and refinance
  • Residual stock
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